UNIPAYCOIN

Blockchain ecosystem for
small business owners

WHITEPAPER-
ENG
KOR
UNIPAYCOIN

ABOUT US

UNIPAYCOIN
Including solo entrepreneurs, small business owners are facing an environment in which they cannot properly market themselves. This can be due to a lack of funding. In a society where everything is capital-focused, small business owners cannot afford to advertise on a large scale like big corporations. To solve this problem, the UNIPAYCOIN platform was created with the idea that "we can achieve something if we band together like the forgotten old slogan."
PLATFORM

VISION

PLATFORM
The UNIPAYCOIN platform is a structure in which individual 1-person companies or small business owners work together to market and share profits. The UNIPAYCOIN platform supports personal broadcasting through a system that supports 1-person media, allowing individuals to sell each other's products and share profits, supporting each other's non-business ventures and overcoming the limitations of small business owners.
UNIPAYCOIN's Business Structure

SOLUTION

UNIPAYCOIN's
Business Structure
The non-business structure of UNIPAYCOIN is based on the ecosystem of Korea's local platform. The ecosystem includes the payment service DDK PAY, media service Korea Cyber City, high-value online shopping mall, and WFUN NFT exchange, and operates through staking and governance. UPC governance is responsible for platform-wide policies and decision-making, including boosting specific merchants and fees for each service within the ecosystem. Staking-governance adopts the staking-governance model of CurveDAO, which has been validated through various tokenomics. When UPC tokens are staked, VeUPCTokens are received and used as voting power within the platform. The VeUPCToken model operates by locking up tokens for a long period to allow platform stakeholders to focus on the platform's growth.

BUSINESS MODEL

UNIPAYCOIN X Daehanminguk Dangol Platform

The Business Model of "Daehanminguk Dangol Platform"
The Business Model of ❝Daehanminguk Dangol Platform❞
The UNIPAYCOIN Foundation will operate a crypto-circular system through UNIPAYCOIN, which will reduce the burden of financial debt that has been paid excessively in interest. The crypto-circular system will be operated for small business owners who have difficulty securing funds, and it is also a part of the business user's contribution to the ecosystem. By participating in the ecosystem, a system is created where new credit is generated and consumption protects one's own future.

UNIPAYCOIN DEPOSIT

Deposit method for crypto virtuous cycle system

Deposit method for crypto virtuous cycle system Deposit method for crypto virtuous cycle system

The first stage of the UNIPAYCOIN crypto circular system is the introduction of UNIPAYCOIN credit. This stage measures whether the circulating crypto assets can be safely recovered, based on the activity level of the ecosystem. The UNIPAYCOIN crypto credit is measured based on the number of recommended app installations. If the UNIPAYCOIN credit does not fall within the second grade, the crypto circular system cannot be used.

UNIPAYCOIN Deposit index
UNIPAYCOIN Credit Rating UNIPAYCOIN Crypto Credit Rationg Criteria Crypto virtuous cycle compensation available criteria
1st Grade More than 1,000 apps installed 80% of the average commission paid for the pervious 3 months
2nd Grade 500~999 apps installed 70% of the average commission paid for the pervious 3 months
UNIPAYCOIN Deposit index
UNIPAYCOIN Credit Rating 1st Grade
UNIPAYCOIN Crypto Credit Rationg Criteria More than 1,000 apps installed
Crypto virtuous cycle compensation available criteria 80% of the average commission paid for the pervious 3 months
UNIPAYCOIN Credit Rating 2nd Grade
UNIPAYCOIN Crypto Credit Rationg Criteria 500~999 apps installed
Crypto virtuous cycle compensation available criteria 70% of the average commission paid for the pervious 3 months

The second step is the UNIPAYCOIN deposit index. When the UNIPAYCOIN ecosystem configures UNIPAYCOIN Tokens as a deposit, VeUPCTokens are issued, and all policy decisions within the ecosystem are made through VeUPCTokens. The UNIPAYCOIN deposit index is weighted based on the number of months deposited. To qualify for the crypto circulation system, you must deposit for at least 12 months, and if you deposit for 24 months or more, you will receive the highest index and gain voting power based on the deposit period and amount.

UNIPAYCOIN Deposit index
Deposit period Deposit index Deposit period Deposit index
24 Months 1.1 22 Months 1
20 Months 0.9 18 Months 0.8
16 Months 0.7 14 Months 0.6
12 Months 0.5

Once the second step, UNIPAYCOIN deposit index, is determined, the voting power for the final crypto circulation system is calculated by multiplying the previously calculated eligible amount for the crypto circulation system and the deposit index.

UNIPAYCOIN SERVICES

UNIPAYCOIN Ecosystem Features

Blockchain-based Payment Solution - DDK PAY
Blockchain-based Payment Solution - DDK PAY
UPC will provide expertise in payment processors' fund management and credit management of franchisees and users to increase the platform's trustworthiness and support more flexible handling of users' refund and cancellation situations.
Cyber City in South Korea
Cyber City in South Korea
Cyber City aims to develop into a local community that communicates, exchanges, and collaborates as one entity in the online space, which is an essential element in the current non-face-to-face era. As an online community platform where franchise stores, organizations, and citizens who make up the local ecosystem gather and communicate in the online space, Cyber City aims to establish a non-business ecosystem in which local media outlets sign MOUs with headquarters to become Cyber City coordinators.
Deadanga Online Shopping Mall
Deadanga Online Shopping Mall
Deadanga Online Shopping Mall provides a solution for small business owners who have excellent quality local products but find it challenging to explore new markets. It offers an easy-to-operate online shopping mall with a real-time, two-way communication system that allows live home shopping broadcasts. It was developed over a long period, involving significant investments to represent the difficulties of small business owners.
WFUNNFT Exchange
WFUNNFT Exchange
WFUNNFT is a model designed to manage the production history of agricultural products produced from farms through NFT and to provide promotions directly, thereby shortening the distribution structure and giving direct benefits to farm owners, who are members of the platform. Although models like the existing Digital Farm Management System framework have made farm management easier, in reality, it is challenging for small farmers who are not large agricultural companies to apply and use such systems. WFUNNFT is a solution that enables the direct management of NFT to make it possible.

Timeline

Roadmap

2023
  • 2Q
    Completion of UNIPAYCOIN platform (APP & Web)
  • 3Q
    Listing on a global exchange
  • 4Q
    Acquisition of PG company / Completion of PG revenue-sharing system
2024
  • 1Q
    Launch of DDK PAY service
2024
  • 2Q
    Establishment of Staking / Governance model
  • 3Q
    Acquisition of merchants and operation of Staking Pool
  • 4Q
    Opening of Cyber City and NFT exchange
2025
  • 1Q
    Completion of the ecosystem and expansion of the merchant ecosystem

UNIPAYCOIN

TOKEN INFORMATION

UNIPAYCOIN will have a total supply of 1 billion tokens. The initial issuance price is USD 0.074 (≒ KRW 100), and the tokens will be distributed as follows.

Token Distribution Plan Token Distribution Plan
Token Distribution Plan
Liquidity Pool ops Operates the overall project liquidity pool, including staking DAO Treasury Incentive pool for users and merchants participating in DAO and governance activities
Core Team Benefits for the UPC platform team
Early Backers Allocated amount for initial investors. Strategic Partners Reserve amount for partner merchants and companies
Token Distribution Plan
Liquidity Pool ops Operates the overall project liquidity pool, including staking
DAO Treasury Incentive pool for users and merchants participating in DAO and governance activities
Core Team Benefits for the UPC platform team
Early Backers Allocated amount for initial investors.
Strategic Partners Reserve amount for partner merchants and companies

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